A Loving Home

Posts made in July, 2015

Criminal Defense

Posted by on Jul 30, 2015 in Criminal Defense | 1 comment

Penalties for drug crimes seem to be getting worse and worse as the years go on. People who are convicted of drug crimes can not only face hefty fines, but years in jail. According to the website of Ian Inglis Attorney at Law, even for minor drug crimes, people have found themselves facing severe penalties. Punishments can often be applied to one of the four types of drug charges.

The first and most well-known drug charge is possession. The punishment for this can vary from state to state based on amount and type of drug. These drugs can include pharmaceuticals, but most commonly apply to marijuana, cocaine, heroine, and methamphetamine. The charges for possession can include fines and jail time, ranging from days to years. These penalties are increased if a person is found to be in possession of an illegal substance with the intent to sell, another type of drug charge. This is also commonly known as drug dealing. The charge of possession changes to intent to sell based on the amount an individual is found with. This crime faces serious charges such as 180 days to 99 years in prison and fines of up to $100,000. There are other kind of drug charges besides these, however, Often, possessing drug paraphernalia such as pipes and syringes, can land a person in jail or with large fines. Manufacturing and trafficking/delivering drugs are also serious drug crimes. Although these crimes differ in severity, all can carry thousands of dollars in fines, years in jail, and probation.

Although a person may deal with direct penalties from the law, drug crimes can make it almost impossible for a person to find a job or even buy a house, no matter how minor the charge. As law enforcement become stricter on drugs, it is important for individuals to understand that even the most minor drug charge can carry serious punishments. No matter the kind of drug charge, a conviction can change a person’s life forever.

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Nursing Home Abuse

Posted by on Jul 29, 2015 in Personal Injury | 0 comments

When a family member becomes too elderly to properly take care of themselves, most of us take comfort in the fact that nursing homes exist in which trained professionals can ensure the well being of a loved one. Unfortunately, the terrifying truth is that nursing home abuse is a serious and all too present problem. While an individual has every right to assume that their loved one is in safe hands at a nursing home, victims are facing physical abuse, sexual abuse, malnutrition, and a number of other problems, according to the website of Habush Habush & Rottier S.C. ®. It can be difficult to even know if these problems are even happening as your loved one may not possess the ability to tell you. However, there are some warning signs you can look for.

One of the most obvious way to spot nursing home abuse and neglect is to look for changes in your loved one’s physical appearance. This can include bed sores, unusual wounds, and unexplained loss of weight. You can also look for signs of poor hygiene. Another way to check is to inspect the bedding and clothing of the elderly. If you notice that their clothing is torn or stained as well as their bedding, these could be signs of abuse. There are also some nonphysical signs to watch out for as well. These include unresponsiveness, emotional withdrawal, and other strange behaviors.

Putting a loved one in a nursing home is a difficult decision faced by many. It is reasonable for an individual to assume that their family member is safe and well-taken care of in a nursing home. Unfortunately, nursing home and neglect is a serious problem leaving victims to not only face serious physical trauma, but emotional pain as well. When victims are not able to speak for themselves, it is important that we look our for our loved ones to prevent the ever present problem of nursing home abuse from becoming worse.

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Social Security Disability Benefits

Posted by on Jul 28, 2015 in Social Security | 0 comments

Often people who were once completely healthy and able to work can become disabled and thus unable to perform properly at a job. This can cut off major finances for people and leave them struggling to support them and their family. When this is the case, an individual may be eligible to receive social security disability benefits from the government. However, understanding what disabilities qualify for social security can be confusing.

One of the most major disabilities in cardiovascular system disorders, which include a number of heart diseases. This can include chronic heart failure, such as coronary heart disease or frequent heart attacks. Not only do these and a multitude of other heart diseases affect a person on a day-to-day basis, but can make it impossible to work. Another set of diseases that carry these problems are autoimmune diseases, digestive system disorders, and skin disorders. These can all qualify for SSD if they leave a person unable to work. However, some diseases that qualify are not physical at all. Some mental disorders, even if they developed later on in life, can make a person unable to work. These include personality disorders, autism, bipolar disorder, and even depression.

Being put out of work for reasons you cannot control can leave a person in financial ruins, without the means to bring themselves out of it. Luckily for those facing these circumstances, according to the website of the Hankey Law Office, P.C., social security disability benefits can help the disabled cover the costs of housing, food, and other costs. This is why it is critical for those who have become disabled to determine if they qualify for security benefits.

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Posted by on Jul 27, 2015 in Bankruptcy | 0 comments

With the increase of prices in everything from cars to college, the need for loans has increased immensely in the past years. This can in turn lead to a rise in the amount of debt for individuals, leaving some with too much debt to handle. When this happens, filing for bankruptcy can be the best option. It is a confusing and scary process, involving loads of paperwork and decisions that have to be made. One of these decisions is whether to file for either Chapter 7 or Chapter 13 bankruptcy, two options for personal bankruptcy. Understanding the difference between these two can, however, make the decision easier.

Chapter 7 bankruptcy is also known as liquidation bankruptcy. According to the website of Gagnon, Peacock, & Vereeke, P.C., chapter 7 bankruptcy involves canceling out all debts by liquidating some of your property in order to pay creditors. This can include a second car or home. This is typically the option for those who have little or no disposable income. The process takes around 3-5 months and can be extremely difficult to deal with. However, it has the benefit of completely wiping out unsecured debt and including credit card debt, according to information on the Greenway Law, LLC website.

Chapter 13 bankruptcy is also known as “wage earner’s bankruptcy.” This is designed for people who have regular income and simply extends the period of time in which they can pay back their debts or reduces payment amounts. While it does not completely wipe out debt, it can help you make payments in a more reasonable manner.

Bankruptcy is something that many people do not think they will ever have to turn to. However, filing for bankruptcy can often be the most viable option for those looking to get back on their feet and can be the start to a new financial future for many.

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Doctors Deserve Prompt Pay

Posted by on Jul 26, 2015 in Prompt Pay | 0 comments

Doctors are some of the hardest working professionals in the nation and provide numerous services to individuals, ranging from simple check-ups to some of the most complicated procedures. For these services, insurance companies are often required to pay doctors for their work. Unfortunately, many insurance companies can engage in deceptive practices intended to having to pay doctors for their work. This violates the Texas Prompt Payment Act of 2003 requiring insurance companies to payout within 60 days of receiving requested items and forms required for payment. Luckily, according to the website of prompt pay law firm Williams Kherkher, this law also helps medical professionals get their due compensation.

For medical professionals dealing with deceptive insurance companies, it is important to understand just how much compensation they can receive and punishments that an insurance company can receive. If an insurance company pays a claim 45 days after the deadline, they may have to pay a $100,000 fine. If they pay 49-91 days after the deadline, the fine raises to $200,000 and keeps raising the longer they take to pay out. However, the Texas Prompt Payment Act does not only cover late payments but underpayments as well. If an insurance company does not pay the full amount to a doctor for their medical services, the penalties can be similar to if they were late on their payments.

Doctors and medical professionals not only work extremely hard, but have some of the most complicated jobs in the nation. This is one of the many reasons they deserve to be fully paid for their services, despite unfair practices by insurance companies. Not being paid fully for services in the medical profession is a serious issue and should be handled as best as it possibly can be, sometimes including legal guidance.

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